10 Things to Consider When Building a Home in Charlotte, NC

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Are you dreaming of building a house in Charlotte, NC? This is no easy feat, especially when it comes to finding the right location and ensuring that all permits are secured. Fret not; with this guide, you can identify the ten most important things to consider before taking on this daunting project and emerging victorious!

What Are The Requirements to Building a House in NC?

Building a house in North Carolina is no small feat. Before you can start hammering away at the wood and sawdust, there are numerous requirements you must meet to ensure your build is compliant and up to code. Requirements vary based on the local municipality, but some general steps must be taken before construction begins:

1. Obtain a Building Permit From Your Local Municipality

This will include an application form and fees, which must be paid before construction begins. If your home is under 1500 sq feet, expect to pay up to $240 in permit fees. For homes larger than this, add $0.20 per square foot over 1500 sq. feet to the initial fee of $240.

2. Apply For a Zoning Permit

This will involve researching your local zoning regulations and proving that the planned construction complies with them. These regulations can include zoning for single-family homes, multi-family homes, and commercial properties, as well as restrictions on things like the height and size of the home.

3. Building Codes

All construction in North Carolina must adhere to the North Carolina Building Code, which is a set of technical standards and requirements designed to ensure safe and sound building practices. This code outlines regulations on structural stability, electricity safety, ventilation and insulation needs, plumbing installation, and fire protection systems.

It also defines specific criteria for energy efficiency as well as requirements for equipment such as boilers, pressure vessels, and elevators. Requirements vary based on the type of construction, so it is vital to research your local municipality’s regulations before starting a build.

In addition to the North Carolina Building Code, all commercial buildings must adhere to the International Building Code (IBC). This code is intended to provide a comprehensive approach to fire safety, structural integrity, and building performance concerning climate change. Requirements range from minimum room sizes to ventilation needs and fire protection systems.

Lastly, all North Carolina contractors working on construction projects must be registered with the State Licensing Board for General Contractors. This board ensures that all buildings are constructed with the appropriate level of safety and quality.

Requirements for obtaining a contractor’s license vary by municipality, but in most cases, contractors must provide proof of experience, liability insurance, financial stability, and a passing grade on an examination. It is also important to note that additional requirements for specialized trades, such as plumbing or electrical work, may exist.

4. Permits And Inspections

Before and after construction, permits and inspections must be obtained from the local government or county. This ensures that all work meets necessary safety, zoning, health, and building code requirements. During the inspection, the inspector will evaluate aspects such as structural integrity, energy efficiency, and electrical wiring.

5. Flood Requirements

If your build site is located in a flood zone, you will need to ensure that it is built following the local community’s floodplain management regulations. This may include elevating the home above the floodplain, building a floodwall or levee, or taking other appropriate measures to reduce flood damage.

6. Energy Efficiency

North Carolina has adopted the 2008 International Energy Conservation Code (IECC) and state-specific amendments. The IECC includes requirements for energy-efficient features such as insulation, windows, and heating and cooling systems.

7. Engineering And Architectural Plans

You will need to provide detailed plans for your home that have been reviewed and approved by a licensed engineer or architect. These plans should include information such as the home’s layout, the types of materials to be used, and the location of electrical and plumbing systems.

These are the requirements to building a house in NC; it is essential to research your local municipality’s regulations before starting a build and make sure that all work meets necessary safety, zoning, health, and building code requirements.

10 Thing To Consider When Building a Home in Charlotte, NC

Building a home in Charlotte, NC, is an exciting adventure that creates a lifetime of memories. It can also be an intimidating and nerve-wracking process with so many unknowns to consider. To ensure the successful construction of your dream home, there are ten essential things to consider when building a house in Charlotte, NC.

1. Get Acquainted With The City of Charlotte

Before you begin the process, getting familiar with the city is important. Research available neighborhoods and their amenities, explore zoning laws and regulations, discover public transportation routes, and determine the local crime rate if safety is a concern.

2. Choose The Perfect Lot

Your lot’s size will determine your home’s size and layout. Consider the budget you have for land acquisition and how much of it is available to build on.

3. Select an Architect

A qualified architect can create a blueprint that meets local code requirements, determines what type of structure should be built, and advises on construction materials. Make sure to select an architect who is familiar with the Charlotte area.

4. Research Local Building Code Requirements

Ensure that the plans for your home comply with local building codes, which may vary from neighborhood to neighborhood. These codes can specify firewall requirements, window sizes, and other details that must be followed to get a permit.

5. Hire a Reputable Builder

Once your plans are finalized, you’ll need to find a reliable builder who can bring the design to life. It is essential to thoroughly vet different contractors before signing any contracts or making any deposits.

6. Stick To Your Budget

You should clearly know what you can afford and what you are willing to spend. Create a detailed budget of all the costs associated with building your home, such as construction materials, contractor fees, and any additional permits or inspections needed.

Here’s a small overview of the costs involved:

  • Cost of land: $100,000 onwards.
  • Permits And Inspection: $5,000 to $10,000.
  • Architectural and engineering plans: $8,000 to $20,000.
  • Construction cost: $160 to $225 per square foot.
  • Contractor fees: $31 per hour.
  • Finishing costs: $40,000 to $85,000.
  • Appliances and Fixtures: $20,000 to $35,000.

7. Understand Financing Options

Being aware of the different financing options available can help make the process easier. Speak with a lender or financial advisor to get an idea of what kind of loan you qualify for and the down payment needed.

8. Choose Materials

There are a variety of materials available for building homes, such as brick, wood, stone, concrete block, and more. Research these materials and determine which one is best suited to your budget and needs, as each material has different pros and cons.

9. Don’t Forget the Small Stuff

As you progress through the construction process, include details such as paint colors, cabinets, flooring, lighting fixtures, etc. Although these may seem insignificant now, they can add up quickly and take away from your overall budget.

10. Prepare for the Unexpected

Along with a budget, it is crucial to have an emergency fund in case of unexpected costs. When building a home, there is always the possibility of delays or additional expenses that could come up. Having a financial cushion can help protect you from any unwanted surprises.

What Are The Steps To Building a House?

1. Finding the Right Location:

When building a house in Charlotte, NC, choose a location that fits your lifestyle and meets your needs. Take into account things like nearby schools, job opportunities, public transportation, and access to amenities. Additionally, research zoning regulations in your chosen area to make sure you can build the home you want.

2. Designing the Home:

Once you’ve chosen a location, it’s time to start designing your dream home. Decide on a floor plan. Consider the size of each room and how you want to arrange them—factor in the number of bedrooms and the total square foot area. Once you have the total area, you can select materials and fixtures.

The designing part is actually the most important part. The layout and size of the house will determine how your living space in the future will be. Make sure to design the house according to your needs, lifestyle, and preferences.

3. Select an Architect:

A qualified architect can create a blueprint that meets local code requirements, determines what materials need to be used, and provides an estimate of construction costs. Generally, the job of an architect is to design the house, provide a plan that meets your needs, and develop drawings for permit applications.

4. Deciding On Building Materials:

From traditional wood and stone structures to modern prefabricated homes, there are endless possibilities when selecting the building materials for your home in Charlotte, NC. Assess your environment and decide on a material that fits your aesthetic preferences and your budget.

5. Applying for Permits:

To build a home in Charlotte, NC, you’ll need to apply for permits from the city before starting construction. This process can take several weeks and involves providing detailed plans of your home to the local government. It’s important to do this step correctly, or else your building project may be delayed.

6. Working With a Contractor:

Once you have your permits, it’s time to find the right contractor for your build. Do research on local builders and talk to friends and family who have had similar experiences with certain contractors in the past. Ask for quotes, and read all paperwork before signing any agreements.

7. Final Steps:

Once you’ve found the right contractor, it’s time to start building your dream home in Charlotte, NC! During the construction process, keep an eye out for potential issues and make sure all deadlines are met. Once the project is finished, inspect every aspect of your new home and enjoy your newly built abode. Congratulations! You’ve now successfully built a home in Charlotte, NC.


Building a home in Charlotte, NC, is like a dream come true. It is important to research the different areas of town, familiarize yourself with city regulations and building codes, budget for your project wisely, find quality contractors and subcontractors, and keep good records throughout the process.

Building your dream home in Charlotte, NC, is a major investment, but the end result can be a beautiful home that you and your family will enjoy for a lifetime.